Set up a Lifeline that will Last a Lifetime
You can’t put a price on your family, but you can protect their future. And although most people worry about cost when they think about life insurance, it’s more affordable than you think… and worth every penny if it’s needed. If you want to… DO YOUR OWN QUOTE NOW
It’s more common than you know…
After much testing, your doctor discovers you have an incurable medical condition that could affect the length of your life.
All of a sudden everything is confusing. What do you do? Who do you call? Your family is your top priority, so who will ensure their well-being after you’re gone?
- How will your spouse handle all of the family debt?
- How will your children afford college?
- How will your family survive without you?
Or instead, maybe you’ll be focusing on how you will spend the time you have left with them, knowing that your carefully constructed life insurance will cover your funeral costs, your debt and a legacy for your loved ones?
It’s hard to overestimate the peace of mind you will have knowing your family will be protected if they lose you.
Because everyone’s life situation is different, there are two kinds of life insurance policies to consider:
Term life policies protect you for a set period of time. The most common terms are 15 to 20 years. Premiums start off very low and increase according to age. Some term life policies can be converted to whole life as they near their expiration dates.
Whole life, or universal life, protects the policyholder for a lifetime, even to 100 years old! One benefit of a universal life policy is that it builds cash value you can borrow against in case of an emergency.
You need to determine what type of policy best suits your needs, how much coverage you should have and who will be the beneficiary.
One of our knowledgeable agents can help you decide what life insurance is right for you. You should have peace of mind knowing that, in the event of your death, your family will be able to maintain its current standard of living without financial hardships.
Why We’re Different
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.