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What is a Medicare Scope of Appointment?

Check out our VLOG A Medicare Scope of Appointment (SOA) is a form used in the United States by Medicare beneficiaries when meeting with a Medicare sales agent or broker to discuss Medicare Advantage (Part C) or Medicare Prescription Drug (Part D) plans. The Centers for Medicare…

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What is the difference between actual cash value and replacement cost of insurance coverage?

Hey there, savvy insurance shoppers! Are you puzzled by the terms ‘Actual Cash Value’ and ‘Replacement Cost Value’ in your insurance policy? Fret not! Today, we’re decoding these terms in a way that even your pet goldfish could understand (if it could read, of course). What is Actual Cash Value…

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What to Do When Your Car Breaks Down: A 90-Second Safety Checklist

Hey there, readers! Imagine you’re driving down the road, and suddenly your car comes to a halt. It’s a nerve-wracking situation, right? Well, every second counts in such moments, and that’s why we’ve put together a quick checklist of what to do in the first 90 seconds when your car…

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Why do cars differ in cost to insure

Video Blog on why do cars differ in cost to insure?

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Why Homeowners Insurance Prices Are Rising

Why Are Homeowners Insurance Rates Going Up? Blame It on the Lumber (and More!) It’s no secret: homeowners insurance prices are climbing, and the culprit might surprise you. It’s not just inflation or natural disasters—it’s the skyrocketing cost of building materials. Let’s break it down. The Cost of Rebuilding If…

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Why should a contractor call his insurance agent before starting a new venture?

A contractor should call his insurance agent before starting a new venture for several reasons: Coverage Needs: New ventures often come with different risks and liabilities. The contractor might need additional coverage or a different type of policy to protect against these new exposures. Policy Updates: The insurance agent can…

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Why should I buy wedding insurance?

Wedding insurance can offer peace of mind for a significant investment. Here are a few reasons why you might consider purchasing it: Unforeseen Circumstances: Insurance can cover losses if you have to postpone or cancel the wedding due to unexpected events such as extreme weather, accidents, illness, or other emergencies.

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Why you as a customer, should ask your contractor for a certificate of insurance?

Let’s break it down: Protection from Liability: A COI is your safety net. If an accident happens during the job, you don’t want to be on the hook for medical bills or legal fees. The contractor’s insurance should cover these, not your homeowner’s policy. Proof of Professionalism: Serious contractors carry…

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👵👴 Understanding Medicare Part B: A Guide for Seniors and Caregivers! 🏥💉

Medicare Part B is part of the U.S. federal program, Medicare, that provides health insurance for seniors (typically those aged 65 and over) and some younger individuals with disabilities. Medicare Part B specifically covers medically necessary outpatient services. Here are some of the things it covers: Doctor Visits:…