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Ohio Restaurant Insurance
When you’re a restaurant owner, you know a successful business requires a mix of many ingredients. And owning a food service business is stressful enough without worrying about fire damage, food spoilage caused by broken equipment, or onsite customer or employee injuries
Ohio restaurant insurance protects you from the risks that come from owning a restaurant and lets you focus on what’s important: your customers, your food and creating a great culinary experience.
Being properly insured reduces your restaurant’s exposure to unnecessary risk and makes sure you are able to run your business with liability insurance, all-in-one property insurance, vehicle insurance, workers’ comp and business interruption insurance.
Do you need Ohio Restaurant Insurance?
We can offer insurance to every type of foodservice business:
- Fast Food Insurance
- Pizza Restaurant Insurance
- Catering Insurance
- Food Delivery Insurance
- Bar Insurance
- Lounge Insurance
- Diner Insurance
- Deli Insurance
- Café Insurance
- Cafeteria Insurance
Certain restaurants need specialized coverage. We can assist you in obtaining the proper insurance for any kind of business you already own or want to own in the future.
What does an Ohio food service insurance policy cover?
Generally, there are three ingredients needed to plan solid restaurant insurance:
- Business Owners Policy (BOP) protects your restaurant with loss of income coverage, general liability property insurance and more. It can also protect you from financial liabilities like lawsuits resulting from building damage or fire, a customer falling on a slippery floor, or other business-related risks.
- Workers’ Compensation Insurance can help cover lost wages or medical costs for employees injured or sickened on the job.
- Business Crime Insurance can protect you from robbery, forgery and employee theft both inside and outside your restaurant.
In some situations, restaurant vehicles might also require coverage.
Does cost concern you?
Covering food service businesses like yours is our specialty. Don’t let the cost delay your decision. You will be surprised how affordable it is to protect your business.
We have the recipe you need right here, including:
- Coverage customized to your specific type of restaurant
- Monthly payment plans that help you manage your cash flow better
- Fast response when timing is important, especially when it comes to an insurance claim
- Coverage for full-time employees, non-permanent staff and independent contractors
- Coverage that satisfies most standard event requirements
- Experienced agents who offer knowledgeable, passionate service
- Easy, quick online quotes, helpful agents and immediate coverage
Why We’re Different
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.