Errors and Omissions Insurance

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Errors and omissions insurance (E&O) goes by several names. For some of those in the healthcare field, it’s referred to as malpractice insurance. For lawyers, it is sometimes referred to as professional liability insurance.

Whatever the name, errors and omissions insurance is meant to protect your company, and you, from financial damages possibly arising from a customer blaming you for a service you provided that did not meet the client’s expectations. Certain E&O policies are created to keep you safe from claims that you failed to provide a specific service. Errors and omissions insurance covers the risks your typical general liability insurance may not.¹

Settlements, judgments and defense costs associated with civil suits started by unhappy customers are covered by most E&O policies. 

Why Should You Consider Errors and Omissions Insurance?

Even though most people associate E&O insurance with lawyers, doctors and financial advisors, anyone who provides service for a fee should think about getting such a policy. Whatever your profession is, think about your potential liability if your work, or the work of your employees, was not done correctly.

Most E&O Insurance can be customized to fit the needs of your business. For example, an accountant has a risk exposure different from that of a wedding planner, so different coverage is needed.  

Why We’re Different

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.