A Low Cost Shield Against High Cost Troubles

Written by on 9/12/2017 1:58 PM . It has 0 Comments.

Most people think that costly lawsuits only turn up in the world of big business. While that's mainly true, every year individuals get sued for millions. Millions they don’t have.  What those one-in-10 have done is taken out low-cost umbrella insurance that protects them against high-cost lawsuits. RC Cook Insurance explains the basics of Umbrella insurance.

Read More

School Days

Written by on 8/8/2017 12:09 PM . It has 0 Comments.

Cooler weather is on its’ way and school is starting soon. Everyone is busy school shopping and getting ready for the new year with joy and excitement. For those parents that have new drivers’ driving to school, have you talked with them on driving safety. It’s a tough talk to have with your teenager especially with their age they think they know it all. First know the Ohio rules During the first 12 Months of Holding a License: May not operate a vehicle from midnight-6 a.m. unless: • Accompanied by a parent or guardian • Driving to or from work with documentation from the employer • Driving to or from an official school-sponsored event or religious event with appropriate documentation from the event official May not operate a vehicle with more than one non-family member as a passenger unless accompanied by a parent or guardian. Driver and all passengers must wear safety belts. Driver may not use any mobile devices, including phones. A conviction of a traffic o ...

Read More

Fun facts for winter:

Written by on 2/3/2017 2:52 PM in , . It has 0 Comments.

As winter is here we find ourselves busy shopping and having family and friend get-to-togethers, we often get so caught up in the season that we forget to do the little things. Enjoying the winter with friends and family we want to keep ourselves protected. What happens if you break down or slip into a snow drift? Especially with new drivers, having their first winter experience driving, here are some tips to get you through this winter. Keep these items in the trunk of your vehicle in case of emergency:  Blankets  Flares  Wind-up Radio  First aid kit  Jumper cables  Bottled water  Flashlight with extra batteries  Small tool kit  Shovel  Sand  Food that does not expire Some other things to remember is our home. Since you’re having friends and family visiting through-out the season, here are some safety tips to remember as well as some tips to keep your home safe and warm: Keep pipes ...

Read More

Little Things in life

Written by on 11/1/2016 8:00 AM in , , . It has 0 Comments.

It's the little things that can make the biggest disruption...this little piece of metal standing up on a wing can slow the airplane from 355 kts to 132 kts.  So watch the little things as the devil is in the details and we watch the details as insurance agents. Other little things include helping others in a time of need and as an insurance agent and past adjuster I see time and time again when people have automobile accidents that the witnesses never step up and stay to give their version of what happened.  It is however, very important as too many times the adjuster is left with two conflicting stories and then the decision is both parties are at fault and they split damages.  Leaving the person who was not at fault getting part of the blame. Over the weekend I saw an accident and although it was inconvenient to wait for the officer, it was worth the wait.  Because if I had not of waited and told my side of the story the officer was going to not write a citation to the actual party th ...

Read More